Call anytime at 866-200-5252 with questions or comments!  Show Topics •Interest rates hit a record low •Jeff Sibbach talks about what is happening in the market •It’s a seller’s market •Mick Bernard tells you about 5 ways to increase your credit score

  Call anytime at 866-200-5252 with questions or comments! Show Topics •Top strategies to have in place for refinancing at the best possible rate •HARP 2.0 succes stories •Top surprises discovered when processing HARP loans •Listener questions on HARP 2.0, mortgages, and real estate

Call anytime at 866-200-5252 with questions or comments! Show Topics •The launch of the Home Affordable Refinance Program (HARP 2.0) over the last 4 weeks •Changes to the program made by Fannie and Freddie, and how they may affect you •What to do if you have not heard back from your “big bank” regarding your mortgage [...]

Thanks for your patience – the official launch of HARP 2.0 is finally here! We are running loans through both Fannie Mae’s and Freddie Mac’s automated underwriting engines. It may be a few more days until you hear from us – no need to worry – we will get to you shortly. If you want [...]

  Call anytime at 866-200-5252 with questions or comments! Show Topics •HARP 2.0 allows people who are current on their mortgage, but underwater, the opportunity of historically low rates •Who is eligible for the Home Affordable Refinance Program (HARP 2.0) •What you should do if you are not eligible •Real success stories of people saving money [...]

The FHA offers a streamlined refinancing program to allow borrowers with FHA-backed mortgages to refinance their loans at lower cost and with fewer burdens. This program has helped hundreds of thousands of families refinance, but lender reticence and fees have kept many families from participating. Today, the President is announcing new steps to increase the [...]

Call anytime at 866-200-5252 with questions or comments! Show Topics •You, or someone you know, needs to know about the Home Affordable Refinance Program (HARP 2.0) •Who qualifies for the underwater refinance •Real HARP 2.0 success stories •Biggest myths and misconceptions coming from the “big banks” •Visit www.HARPLoanGuide.com, or call 602-522-9494, for more information

I hope you had a fantastic week! Our co-branded HARP 2.0 presentation will be ready next week. Watch the video below for the details, and email me at BookspanBakerTeam@CobaltMortgage.com if you’d like us to prepare a presentation for you to send to your clients and to post to your social media outlets. It’s going to be [...]

Welcome to “Two Minutes with Todd” for 2.24.12! I just attended a workshop with best-selling author Terry Sjodin, who wrote Small Message, Big Impact. Reading her book will help you polish your “three-minute elevator speech,” and will transform you into a more persuasive presenter. Enjoy the video!   Best Regards, Todd & The Bookspan Baker [...]

Call anytime at 866-200-5252 with questions or comments! Show Topics •How HARP 2.0 can greatly impact the economy, as well as make housing more stable •The “Game Changer” for people stuck in a house making mortgage payments at too high of an interest rate •G0als of refinancing enough people in Arizona to save over $1 million •Visit [...]