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	<title>Bookspan Baker Team at Cobalt Mortgage</title>
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		<title>Real Talk Arizona with Todd Bookspan and Special Guest Patricia Bradley 5.18.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-patricia-bradley-5-18-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-patricia-bradley-5-18-13/#comments</comments>
		<pubDate>Fri, 24 May 2013 18:13:26 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Housing]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Cobalt Mortgage]]></category>
		<category><![CDATA[Housing Inventory]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Phoenix real estate]]></category>
		<category><![CDATA[Refinances]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Underwater Mortgages]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=2068</guid>
		<description><![CDATA[REAL TALK ARIZONA 5-18-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •People who didn&#8217;t think they had equity can now sell •Limited inventory •Perfect time to sell •A true housing consultation to educate a buyer on houses for sale]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/05/REAL-TALK-ARIZONA-5-18-13.mp3">REAL TALK ARIZONA 5-18-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•People who didn&#8217;t think they had equity can now sell</p>
<p>•Limited inventory</p>
<p>•Perfect time to sell</p>
<p>•A true housing consultation to educate a buyer on houses for sale</p>
]]></content:encoded>
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		<item>
		<title>Real Talk Arizona with Todd Bookspan 5.11.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-5-11-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-5-11-13/#comments</comments>
		<pubDate>Fri, 17 May 2013 17:18:45 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=2047</guid>
		<description><![CDATA[REAL TALK ARIZONA 5-11-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •HARP 2.0 •How to raise your credit score 100 points in 45 days •Get a free mortgage review to see if we can save you money •Apply by 5/17/13 to receive $500 off of your refinance closing costs or $1000 off [...]]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/05/REAL-TALK-ARIZONA-5-11-13.mp3">REAL TALK ARIZONA 5-11-13</a></p>
<p>Call anytime at 866-200-5252 with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•HARP 2.0</p>
<p>•How to raise your credit score 100 points in 45 days</p>
<p>•Get a free mortgage review to see if we can save you money</p>
<p>•Apply by 5/17/13 to receive $500 off of your refinance closing costs or $1000 off of your purchase closing costs</p>
]]></content:encoded>
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		<item>
		<title>Real Talk Arizona with Todd Bookspan 5.4.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-5-4-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-5-4-13/#comments</comments>
		<pubDate>Mon, 06 May 2013 17:20:22 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Mortgage]]></category>
		<category><![CDATA[AZ Real Estate]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Jobs Report]]></category>
		<category><![CDATA[May]]></category>
		<category><![CDATA[Phoenix Housing]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Todd Bookspan]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=2042</guid>
		<description><![CDATA[REAL TALK ARIZONA 5-4-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •Talking about the current jobs report •FHA loans •An update on rates •Apply by the 05/10/13 for $500 off of your refinance]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/05/REAL-TALK-ARIZONA-5-4-13.mp3">REAL TALK ARIZONA 5-4-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•Talking about the current jobs report</p>
<p>•FHA loans</p>
<p>•An update on rates</p>
<p>•Apply by the 05/10/13 for $500 off of your refinance</p>
]]></content:encoded>
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		<item>
		<title>Real Talk Arizona with Todd Bookspan 4.27.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/2014/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/2014/#comments</comments>
		<pubDate>Wed, 01 May 2013 23:25:19 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Mortgage]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HARP 2.0]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Purchases]]></category>
		<category><![CDATA[Refinances]]></category>
		<category><![CDATA[Todd Bookspan]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=2014</guid>
		<description><![CDATA[REAL TALK ARIZONA 4-27-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •Harp 2.0 and FHA •Refinances and amazing rates •Credit repair and how to make it work for you •What&#8217;s happening in the purchase market]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/04/REAL-TALK-ARIZONA-4-20-13.mp3"><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/05/REAL-TALK-ARIZONA-4-27-13.mp3">REAL TALK ARIZONA 4-27-13</a></a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•Harp 2.0 and FHA</p>
<p>•Refinances and amazing rates</p>
<p>•Credit repair and how to make it work for you</p>
<p>•What&#8217;s happening in the purchase market</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		</item>
		<item>
		<title>Real Talk Arizona with Todd Bookspan and Special Guest Jeff Sibbach 4.20.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-jeff-sibbach-4-20-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-jeff-sibbach-4-20-13/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 18:06:37 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Housing]]></category>
		<category><![CDATA[AZ Mortgage]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[Cobalt Mortgage]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Inventory]]></category>
		<category><![CDATA[Jeff Sibbach]]></category>
		<category><![CDATA[Supply and Demand]]></category>
		<category><![CDATA[Todd Bookspan]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=2008</guid>
		<description><![CDATA[REAL TALK ARIZONA 4-20-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •Jeff Sibbach joins Todd to talk about what&#8217;s happening in the housing market •Supply and demand •Credit talk •The Cup Theory]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/04/REAL-TALK-ARIZONA-4-20-13.mp3">REAL TALK ARIZONA 4-20-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•Jeff Sibbach joins Todd to talk about what&#8217;s happening in the housing market</p>
<p>•Supply and demand</p>
<p>•Credit talk</p>
<p>•The Cup Theory</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		</item>
		<item>
		<title>Real Talk Arizona with Todd Bookspan 4.13.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-4-13-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-4-13-13/#comments</comments>
		<pubDate>Fri, 19 Apr 2013 18:17:49 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Housing]]></category>
		<category><![CDATA[AZ Real Estate]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[Cobalt Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Todd Bookspan]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=2004</guid>
		<description><![CDATA[REAL TALK ARIZONA 4-13-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •FHA and HARP loan programs •Pros of an FHA loan •It&#8217;s time to look at refinance options •Interest rates have been looking great]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/04/REAL-TALK-ARIZONA-4-13-13.mp3">REAL TALK ARIZONA 4-13-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•FHA and HARP loan programs</p>
<p>•Pros of an FHA loan</p>
<p>•It&#8217;s time to look at refinance options</p>
<p>•Interest rates have been looking great</p>
]]></content:encoded>
			<wfw:commentRss>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-4-13-13/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Talk Arizona with Todd Bookspan 4.6.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-4-6-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-4-6-13/#comments</comments>
		<pubDate>Fri, 12 Apr 2013 18:22:01 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[Arizona real estate]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Todd Bookspan]]></category>
		<category><![CDATA[Underwater Mortgages]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=1998</guid>
		<description><![CDATA[REAL TALK ARIZONA 4-6-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •Loan programs for underwater mortgages •Have you been told no for a refinance •Not all lenders are created equally •We are here to help if you have been denied a refinance opportunity &#160;]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/04/REAL-TALK-ARIZONA-4-6-13.mp3">REAL TALK ARIZONA 4-6-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•Loan programs for underwater mortgages</p>
<p>•Have you been told no for a refinance</p>
<p>•Not all lenders are created equally</p>
<p>•We are here to help if you have been denied a refinance opportunity</p>
<p>&nbsp;</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Real Talk Arizona with Todd Bookspan and Special Guests Mark Devine and Matt Manoogian 3.30.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guests-mark-devine-matt-manoogian-3-30-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guests-mark-devine-matt-manoogian-3-30-13/#comments</comments>
		<pubDate>Wed, 03 Apr 2013 18:01:56 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[Arizona mortgage]]></category>
		<category><![CDATA[Cobalt Mortgage]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Keller Williams]]></category>
		<category><![CDATA[Phoenix Housing Market]]></category>
		<category><![CDATA[Real Estate Inventory]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[The Bookspan Baker Team]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=1990</guid>
		<description><![CDATA[REAL TALK ARIZONA 3-30-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •What&#8217;s happening in the short sale market •Having a strategy when making a real estate investment •Get your credit checked •Multiple offers and low real estate inventory]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/04/REAL-TALK-ARIZONA-3-30-13.mp3">REAL TALK ARIZONA 3-30-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•What&#8217;s happening in the short sale market</p>
<p>•Having a strategy when making a real estate investment</p>
<p>•Get your credit checked</p>
<p>•Multiple offers and low real estate inventory</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Real Talk Arizona with Todd Bookspan and Special Guest Erik Kelly 3.23.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-erik-kelly-3-23-13/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-erik-kelly-3-23-13/#comments</comments>
		<pubDate>Fri, 29 Mar 2013 18:23:38 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Mortgage]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Credit Questions]]></category>
		<category><![CDATA[Erik Kelly]]></category>
		<category><![CDATA[FHA Streamline]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Phoenix Housing Market]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Todd Bookspan]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=1969</guid>
		<description><![CDATA[REAL TALK ARIZONA 3-23-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •We keep seeing good things happening in the Phoenix housing market   •Erik Kelly shares his knowledge of what is happening in the housing market •Most commonly asked credit questions •This is the time for buyers and sellers]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/03/REAL-TALK-ARIZONA-3-23-13.mp3">REAL TALK ARIZONA 3-23-13</a></p>
<p>Call anytime at<span style="color: #ff0000;"> 866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•We keep seeing good things happening in the Phoenix housing market  </p>
<p>•Erik Kelly shares his knowledge of what is happening in the housing market</p>
<p>•Most commonly asked credit questions</p>
<p>•This is the time for buyers and sellers</p>
]]></content:encoded>
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		<item>
		<title>Real Talk Arizona with Todd Bookspan and Special Guest Steve Chader 3.16.13</title>
		<link>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-steve-chader/</link>
		<comments>http://www.bookspanbaker.com/real-talk-arizona/real-talk-arizona-todd-bookspan-special-guest-steve-chader/#comments</comments>
		<pubDate>Fri, 29 Mar 2013 17:10:22 +0000</pubDate>
		<dc:creator>Bookspan Baker Team</dc:creator>
				<category><![CDATA[Real Talk Arizona]]></category>
		<category><![CDATA[AZ Mortgage]]></category>
		<category><![CDATA[AZ Real Esate]]></category>
		<category><![CDATA[Bookspan Baker Team]]></category>
		<category><![CDATA[HOLD]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[Real Estate Investments]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Single Family Homes]]></category>
		<category><![CDATA[Steve Chader]]></category>

		<guid isPermaLink="false">http://www.bookspanbaker.com/?p=1965</guid>
		<description><![CDATA[REAL TALK ARIZONA 3-16-13 Call anytime at 866-200-5252 with questions or comments! Show Topics •The information provided in the book that Steve Chader is the c0-author of, &#8220;HOLD&#8221; •Real estate investment •Property management •How to safely invest in single family homes •The right questions to ask a realtor]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.bookspanbaker.com/wp-content/uploads/2013/03/REAL-TALK-ARIZONA-3-16-13.mp3">REAL TALK ARIZONA 3-16-13</a></p>
<p>Call anytime at <span style="color: #ff0000;">866-200-5252</span> with questions or comments!</p>
<p><strong>Show Topics</strong><br />
•The information provided in the book that Steve Chader is the c0-author of, &#8220;HOLD&#8221;</p>
<p>•Real estate investment</p>
<p>•Property management</p>
<p>•How to safely invest in single family homes</p>
<p>•The right questions to ask a realtor</p>
]]></content:encoded>
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