Bookspan Baker Blog – Bookspan Baker Team Guild Mortgage Company

What Are Closing Costs?
Learn more about what fees you as a borrower pay when you close on the purchase of a home or other property, and how much you should budget for them!

December 1, 2020

What Credit Score Do You Need To Buy A House?
There are many misconceptions about the credit score needed to buy a house. You may have more options than you think!

July 31, 2020

National Homeownership Month
The benefits of homeownership may reach farther than you think! For National Homeownership Month we feature some of the best benefits of owning a home!

June 15, 2020

Reasons to Fall in Love with Homeownership
There are many benefits to love about homeownership, and they’re not all financial. Being a part of a neighborhood, driving academic achievement, and improving mental health are just a few of these advantages. Check out the chart below to learn more!

February 17, 2020

The Top States Americans Moved to Last Year
Every year Atlas Van Lines conducts their Migration Patterns Study by tracking their customers' movement state-to-state during the course of the year. See the top states...

February 10, 2020

Why More Buyers Are Beginning Early
“Despite improvements to new construction and short waves of sellers, next year will once again fail to bring a solution to the inventory shortage," Realtor.com Senior Economist George Ratiu says. "As millennial’s embrace homeownership and take advantage of...

February 3, 2020

The Home Buying Process
Buying a home can be a daunting task! It's important to plan ahead and stay on the right track:

January 27, 2020

Millennials Are On The Move
For the longest time, many experts doubted whether Millennials (ages 18-36) valued homeownership as part of their American Dream.

January 13, 2020

Cost Across Time
With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low!

November 25, 2019

This is Not 2008 All Over Again: The Mortgage Lending Factor
Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. The Mortgage Bankers’ Association releases an index several times a year titled: The Mortgage Credit Availability Index (MCAI). According to their website:

November 18, 2019